After years watching banks prioritise profits over people, we had enough. As your former banking insiders, we've seen how the system really works and now we use that knowledge to fight for you. We'll decode the fine print, compare 50+ lenders and secure the fair deal you deserve. Straight talk and real advocacy.
Honest answers over bank jargon
Access to deals you might not find alone
Your advocate from application to keys
We believe every Australian deserves transparent, fair lending. But working inside the banking system, we witnessed too many clients being steered toward products that benefited the bank more than the borrower.
The moment we realised we couldn't be part of that system anymore was when we saw a family lose their home because they were given unsuitable loan terms. That's when we founded Raynor Lending Solutions—to champion your interests and navigate the system to your advantage, not the banks'.
Learn More About Our MissionBanks speak jargon. We speak your language. Get clear answers, personal advice, and the confidence you're never paying more than you should.
Straightforward advice, no finance-speak
A strategy built around your goals
Your advocate, every step of the way
Need Expert Guidance?
Claim a FREE 30-minute strategy session—no sales pressure
Claim Free Strategy SessionExpert help to navigate grants & simplify your first purchase.
Unlock hidden savings & better rates when you refinance.
Unbiased advice focused solely on your best outcome.
Get professional guidance without paying broker fees.
Former banking insiders who now fight for you, not the banks.
Founder & Principal Mortgage Broker
After spending over a decade inside the banks, I watched loyal customers pay more while newcomers scored better deals. It never sat right with me.
I founded Raynor Lending Solutions to level the playing field – using my insider knowledge to secure the deals banks would rather keep from you.
"I'm not here to sell what the banks want to push. I'm here to secure the loan they'd rather keep from you."
Client Relations and Business Development Manager
With extensive experience in lending services, lending retention, and banking operations, Peter brings a wealth of knowledge to our team as head of our key partnerships.
Peter plays an integral role in client relations, ensuring we maintain close connections with our partners while making sure every client fully understands their options and feels confident in their lending decisions.
"I believe in empowering clients through education – when you understand your options, you make better decisions for your financial future."
Expert guidance for every step of your property and finance journey.
Protect your first purchase with straight talk, grant guidance and no bank runarounds.
Stop overpaying on loyalty. We'll hunt down a better deal and put the savings back in your pocket.
Leverage insider strategies to build wealth without hidden traps.
Tailored solutions for growth without the typical runaround.
Navigate SMSFs, trusts and tricky structures with an ally who knows the system.
Fair guidance and smart strategies that put you ahead.
Stop overpaying on your loan. We'll uncover better rates and options, so you save thousands for your future—not the bank's.
No more jargon or overwhelm. We'll explain every step, check your grant eligibility, and help you get the keys—faster and with confidence.
Your needs change, and so do rates. We'll review your loan every year and push for better deals—so you're always ahead, never left behind.
From overwhelmed first-home buyers to confident property owners - discover the journeys that matter most.
Google Reviews
Real clients sharing real experiences
Real clients, real outcomes - discover how we turn home ownership dreams into reality
Tim & Kim
First Home Buyers
Like many first-home buyers, Tim and Kim found the process overwhelming at first. With transparent guidance and patient, step-by-step support, they gained clarity and confidence as each stage became easier to navigate.
What mattered most was having someone in their corner—available, honest, and focused on their goals—so decisions felt informed rather than daunting.
"Jai was absolutely brilliant from beginning to end! He’s transparent, thorough and made sure to walk us through the next steps at each stage - which we really appreciated as first home buyers. It’s such an overwhelming, scary and complex journey to buy your first home - to have someone in your corner, supporting you, and explaining all the terms and steps was absolutely necessary for myself and my partner."
"Jai was engaging, patient, and accessible at all times - even from on a cruise ship he managed to do our first consultation, and communicated with us daily - even called us when he got back on the Saturday because I had emailed him about an offer on a house."
"I also really appreciated his complete honesty when choosing a good bank that fit with us and what we wanted - a wealth of knowledge and advice!"
Jayde & Ryan
First Home Buyers
Like many first home buyers, Jayde felt completely overwhelmed by the mortgage process. Every bank conversation left her more confused, more anxious. That's when she found Jai - someone who saw past the transaction to the person with a dream who needed genuine support.
Six weeks later, Jayde and Ryan were holding their keys. Jai had met them exactly where they were, turning an overwhelming journey into something manageable and even exciting. He worked tirelessly behind the scenes while advocating for them every step of the way.
*Achieved through parental guarantee
"Cannot recommend Jai enough! As a first home buyer, I was feeling pretty overwhelmed, but working with Jai made the entire process feel manageable and even exciting. He truly met me where I was at, and it genuinely felt like Jai was in our corner every step of the way."
Talisha & Phoenix
First Home Buyers
When Talisha and Phoenix first reached out, they felt stuck. With only $30,000 saved, homeownership seemed like a distant dream. That's when we started with a personalised strategy session, walking through exactly how the First Home Guarantee scheme could work for them.
Just three months later, they were celebrating in their brand new home. Through strategic planning and expert guidance, we turned their modest deposit into the keys to their future. Jai was there every step of the way, making sure they secured a great rate and understood exactly what they were signing.
"We thought $30,000 would never be enough, but Jai showed us exactly how to make it work. The strategy session opened our eyes to possibilities we didn't even know existed. Three months later, we're homeowners with a fantastic rate. Couldn't have done it without him!"
Quick tips and real talk. Tap to watch on YouTube.
Real experiences from real people - straight from Google
Why work with a dedicated advocate for your home loan journey.
✓ We Handle All the Paperwork
No forms, no confusion—just sign and relax. We'll manage every detail so you don't have to.
✓ We Compare 50+ Lenders For You
You get the best deal, not just what one bank offers.
✓ We Negotiate On Your Behalf
We fight for lower rates and better terms, so you save money and stress.
✓ We Review Your Loan Every Year
If there's a better deal, we'll find it—so you never overpay.
✗ Navigating complex paperwork
Every form, every phone call, every follow-up—on your own.
✗ Limited to one lender's products
No comparison, no choice—just what the bank wants to sell.
✗ Negotiating without an expert
No one in your corner when it's time to talk rates or terms.
✗ No ongoing loan reviews
No one checks if you're still on the best deal.
Fill out this quick form to get started. We'll personally review your situation and get back to you within 24 hours with tailored advice - completely free, no obligations.
0433 967 807
[email protected]
All of Australia
Click ℹ for meeting options
Evening appointments available by request
